We've come to the time in the season When family and friends gather near To offer a prayer of Thanksgiving For blessings we've known through the year To join hands and thank the creator And now when Thanksgiving is due This year when I count my blessings I'm thanking the Lord He made you
Johnny Cash -- Thanksgiving Prayer
It’s that time of year when you just can’t help but give thanks for all that you have and to give to those who need a helping hand. We at IHB would like to say thank you to our loyal readers by matching your charitable contributions to Laura’s House (up to a total of $1000).
Since 1994, Laura’s House has offered unduplicated domestic violence-related services to the residents of Orange County and beyond. It continues to be the only state-approved comprehensive domestic violence agency in South Orange County. Annually, Laura's House provides residential shelter services, counseling and legal services to hundreds of women and children. Thousands of crisis calls come in each year on their Crisis Hotline. Laura’s House’s target population is families experiencing the effects of domestic violence in need of emergency shelter, support, education and counseling. Their goal is to provide supportive service programs that will prepare clients and their children to live independent and violence free lives.
Beds: 4 Baths: 3 Sq. Ft.: 2685 $196/SF Property Type: Residential, Condominium Style: 3+ Levels, Colonial View: Park/Green Belt Year Built: 2006 Community: Columbus Grove County: Orange MLS#: S678492 Source: CRMLS On Redfin: 10 days ------------------------------------------------------------------------------ INCREDIBLE BUY! SPECTACULAR DESIGNER SHOWCASE HOME! HURRY, BEST OFFER BY 11/11 WILL BE THE LUCKY WINNER! This upgraded luxury residence feels like a new home and looks better than a model. Featuring chiseled travertine floors, rich ebony cabinets, granite countertops, tumbled backsplash, stainless appliances and custom window coverings throughout. 4 bedrooms (1 on main level) with HUGE master suite, spa tub, walk in closet and sitting area. Large formal living room with soaring two story ceilings with walls of windows and cozy fireplace. Formal dining area and family room opens to gourmet kitchen with center island. 2 large wrap around terraces create ideal outdoor living areas for alfresco dining or watching sunsets. The attached 2 car garage and professional landscaping finish off this remarkable home. First class resort-style amenities include pool, spa, park, tot lot, outdoor bbq and lounge areas. 40%+ OFF ORIGINAL COST. .. DON'T MISS THIS OPPORTUNITY!- RESTRICTED ACCESS SO HURRY! ------------------------------------------------------------------------------------------------------------------------------------------- Proprietary IHB commentary and analysis
Resale House Price ...... $525,000 House Purchase Price … $834,000 House Purchase Date .... 7/18/2007
Net Gain (Loss) .......... ($340,500) Percent Change .......... -40.8% Annual Appreciation … -10.6%%
Cost of Home Ownership ------------------------------------------------- $525,000 .......... Asking Price $105,000 .......... 20% Down Conventional 4.06% ............... Mortgage Interest Rate $420,000 .......... 30-Year Mortgage $131,771 .......... Income Requirement
-$328 .......... Tax Savings (% of Interest and Property Tax) -$599 .......... Equity Hidden in Payment (Amortization) $149 .......... Lost Income to Down Payment (net of taxes) $86 .......... Maintenance and Replacement Reserves ============================================ $2,712 .......... Monthly Cost of Ownership
Cash Acquisition Demands ------------------------------------------------------------------------------ $5,250 .......... Furnishing and Move In @1% $5,250 .......... Closing Costs @1% $4,200 .......... Interest Points $105,000 .......... Down Payment ============================================ $119,700 .......... Total Cash Costs $41,500 ............ Emergency Cash Reserves ============================================ $161,200 .......... Total Savings Needed -------------------------------------------------------------------------------------------------------------------------------------------------------
It’s that time of year when you just can’t help but give thanks for all that you have and to give to those who need a helping hand. We at IHB would like to say thank you to our loyal readers by matching your charitable contributions to 
Beds: 4
INCREDIBLE BUY! SPECTACULAR DESIGNER SHOWCASE HOME! HURRY, BEST OFFER BY 11/11 WILL BE THE LUCKY WINNER! This upgraded luxury residence feels like a new home and looks better than a model. Featuring chiseled travertine floors, rich ebony cabinets, granite countertops, tumbled backsplash, stainless appliances and custom window coverings throughout. 4 bedrooms (1 on main level) with HUGE master suite, spa tub, walk in closet and sitting area. Large formal living room with soaring two story ceilings with walls of windows and cozy fireplace. Formal dining area and family room opens to gourmet kitchen with center island. 2 large wrap around terraces create ideal outdoor living areas for alfresco dining or watching sunsets. The attached 2 car garage and professional landscaping finish off this remarkable home. First class resort-style amenities include pool, spa, park, tot lot, outdoor bbq and lounge areas. 40%+ OFF ORIGINAL COST. .. DON'T MISS THIS OPPORTUNITY!- RESTRICTED ACCESS SO HURRY! 
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